mortgage on the best terms
We work closely with four independent lenders. While we’re not directly affiliated, they all know our process well, and we know theirs. That means smoother sailing for you. Plus, four avenues for lending creates just enough healthy competition, so you get the absolute best rate possible, minus the overwhelm. From application to closing, our lending partners will have your back.
Step one is gathering. Get your free credit score (and double-check your report), gather your bank statements (yes, actual statements), and all documents pertaining to proof of income.
For the curious. Pre-qualification is a casual step to help determine if you qualify for a mortgage loan. With only a soft credit inquiry, you can get prequalified to sign a contract with us.
For the serious. The documents you gathered come into play here, and your credit will be fully evaluated. Gaining a loan pre-approval letter is the first official step toward buying a home.
Almost home. Within 30 days of signing a contract with us, you’ll need to provide a binding loan commitment. This indicates that you’re fully approved and ready to take on your mortgage.
At Hancock Whitney Mortgage we will provide a seamless experience while helping you navigate the home loan journey. We take pride in knowing we have a variety of products to fit our client’s needs and offer competitive rates. Whatever your financial dreams may be, we make it our mission to help you achieve them.
CMG Home Loans offers various loan programs, including conventional loans, VA loans, FHA loans jumbo loans, and renovation loans. They aim to provide borrowers with flexible and affordable financing options to meet their individual needs. The company prides itself on delivering exceptional customer service and a streamlined loan process. Every Customer, Every Time, No Exceptions, No Excuses!